Most people rely on their employers to do all the health insurance research and provide the best plan options. Due to rising health care costs, some people may be thinking of purchasing an individual health insurance plan on their own. InsurePro LLC can help you understand your options. In the end, we’ll make sure you get the right coverage for your health care needs. We also can optimize protection in Kingsport, Harrogate, and Bristol, TN as well as Middlesboro, KY.

Group Health Insurance: 

What Is Group Health Insurance? 
Group health insurance is provided by an employer to its employees. Typically, group health insurance plans offer the same benefits to all members of the group and their dependents. 

Call us at 800-697-8109 to find out about group or employee definitions, along with any other insurance requirements in Virginia. When helping clients manage a group insurance plan, InsurePro LLC can provide resources and guidance along to way to employees. 

Pros of Group Health Insurance 
Most people are familiar with group health insurance and its structure. Enrolling in a group health insurance plan takes away most of your own guess work with networks, deductibles and premiums. Additionally, advantages of group health insurance include: 

Individual Health Insurance: 

What Is Individual Health Insurance? 
Individual health insurance coverage is purchased on your own. Since there are hundreds of options to pick from, InsurePro LLC can help you navigate plans to find which one provides the best coverage and best price for you. 

Pros of Individual Health Insurance 
There are new advantages to buying individual health insurance plans due to health care reform. Advantages of individual health insurance include: 

Can I Be Denied Health Insurance if I Have a Pre-Existing Condition? 
The Affordable Care Act (ACA), made it illegal for Americans to be denied coverage or charged higher rates for pre-existing conditions. The only exception to this is if you were enrolled in a health plan that started before 2010, when the ACA was passed.  

How Much Does Health Insurance Cost? 
Many factors impact health insurance plans and premium costs, so call InsurePro LLC at 800-697-8109 or request a quote online. We can help you find the best option for you and your family.